Heron Finance is only open to U.S. accredited investors at this time. Unfortunately, international investors cannot invest on Heron Finance at the time (this may change in the future). We apologize for any inconvenience.
How do you qualify as an accredited investor?
There are a few ways to qualify as an accredited investor in the U.S. The most common way is to meet one of the following financial criteria:
Individual or combined (with a spouse or partner) net worth of $1 million (or greater), excluding primary residence; or
Individual income of $200,000, or joint (with a spouse or partner) income of $300,000 for the two prior years, with the same anticipated in the current year.
You may also verify your accreditation status by providing proof that you’ve received any of the following professional qualifications:
Series 7 – General Securities Representative License
Series 65 – Investment Adviser Representative License
Series 82 – Private Securities Offerings Representative License
You can verify your status as an accredited investor as a part of our sign-up process. The documents you need will depend on the method of verification. You only need to verify via one of the following:
Income verification: Connect your payroll provider, or upload W-2s, K-1s, 1099s, paystubs, or tax returns to verify your income.
Net worth verification: Bank statements, brokerage statements, securities holdings statements, certificates of deposit, tax assessments, or appraisal reports (Note: when you use the net worth verification, we pull a “soft” credit report that will not impact your credit score.)
3rd party letter: A letter from an attorney or accountant testifying that you are accredited